FHAP Benefits

When you join CFR's financial health awareness program, you'll receive many benefits that few agencies offer in a debt management program. Unlike many organizations, CFR's main goal is to educate individuals and families in all aspects of their financial life.

CFR is dedicated to educating consumers on financial management and assisting them in taking control of their financial health. By understanding and building your financial health, you will learn to establish and reach your goals. With one of the lowest true fee structures in the industry, there are no hidden or "voluntary" fees. Mentors are trained and independently certified. They understand credit problems and custom tailor each program to the specific needs of the member.

One convenient monthly payment

We combine all of your creditor payments into one monthly amount, and once we receive your payment we disburse directly to your creditors on your behalf.

Save money with lower payments

We will work with your creditors to lower your monthly payments and to reduce your interest charges.

Get out of debt faster

Our program is designed to get you out of debt within 60 months and will help put an end to your financial stress. The length of the program will be determined by the total amount of your debt, your specific creditors, and whether you can send additional funds as you become more financially stable.

Continuing Education

Clients are able to work with their assigned mentor(s) in order to provide ongoing counseling and education. We will review your current financial situation and budget with you at any time, provide suggestions and additional financial resources.

Financial Health Center

Our website and mentors are available to help guide you in all aspects of personal money management and help you improve your financial health. We have developed a number of financial tools, calculators and articles on a wide variety of topics that you will find helpful in your efforts to improve your personal financial situation.

CFR encourages you to join our program and regain control of your financial health.
Click here to learn more or call one of our mentors at (614) 403-4924 for a free confidential credit and budget analysis.